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	<title>Comments on: CtWatchdog&#8217;s Personal Finance Series: Tip 1 &#8211; Borrow NOW &#8211; Refinance Or Purchase A First Home</title>
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	<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home</link>
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		<title>By: CtWatchdog&#8217;s Personal Finance Series: Tip 3 &#8211; Three Methods Of Investing &#8211; All Take Homework &#124; Connecticut Watchdog</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3099</link>
		<dc:creator>CtWatchdog&#8217;s Personal Finance Series: Tip 3 &#8211; Three Methods Of Investing &#8211; All Take Homework &#124; Connecticut Watchdog</dc:creator>
		<pubDate>Tue, 17 Nov 2009 19:54:21 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3099</guid>
		<description>[...] Sunday&#8217;s Tip One &#8211; Borrow Now When You Don&#8217;t Need The Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Sunday&#8217;s Tip One &#8211; Borrow Now When You Don&#8217;t Need The Money [...]</p>
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		<title>By: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; X Mortgage Loans Insider</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3080</link>
		<dc:creator>CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; X Mortgage Loans Insider</dc:creator>
		<pubDate>Mon, 16 Nov 2009 20:54:53 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3080</guid>
		<description>[...] a rest here: CtWatchdog&#039;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; Submit this to Script &amp; StyleShare this on BlinklistShare this on del.icio.usDigg this!Post [...]</description>
		<content:encoded><![CDATA[<p>[...] a rest here: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; Submit this to Script &amp; StyleShare this on BlinklistShare this on del.icio.usDigg this!Post [...]</p>
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	<item>
		<title>By: CtWatchdog&#8217;s Personal Finance Series: Tip 2 &#8211; How To Determine Your Assets And Retirement Needs &#124; Connecticut Watchdog</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3079</link>
		<dc:creator>CtWatchdog&#8217;s Personal Finance Series: Tip 2 &#8211; How To Determine Your Assets And Retirement Needs &#124; Connecticut Watchdog</dc:creator>
		<pubDate>Mon, 16 Nov 2009 20:41:59 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3079</guid>
		<description>[...] Recent Comments Joan Pagano on Stressed? Drive Your Way To A Better DayFree Online Insurance Advertising &#187; Blog Archive &#187; Finally: Common Sense Solutions To Health Care Insurance From &#8230; on Finally: Common Sense Solutions To Health Care Insurance From Business WeekThere&#8217;s No Art to Packing for a Trip; Less is Better &#124; Connecticut Watchdog on Airport Luggage Lost? Look In AlabamaGeorge Gombossy on Free Armored Safe From World Reserve Review: How To Get FleecedGeorge Gombossy on CtWatchdog&#8217;s Personal Finance Series: Tip 1 &#8211; Borrow NOW &#8211; Refinance Or Purchase A... [...]</description>
		<content:encoded><![CDATA[<p>[...] Recent Comments Joan Pagano on Stressed? Drive Your Way To A Better DayFree Online Insurance Advertising &raquo; Blog Archive &raquo; Finally: Common Sense Solutions To Health Care Insurance From &#8230; on Finally: Common Sense Solutions To Health Care Insurance From Business WeekThere&#8217;s No Art to Packing for a Trip; Less is Better | Connecticut Watchdog on Airport Luggage Lost? Look In AlabamaGeorge Gombossy on Free Armored Safe From World Reserve Review: How To Get FleecedGeorge Gombossy on CtWatchdog&#8217;s Personal Finance Series: Tip 1 &#8211; Borrow NOW &#8211; Refinance Or Purchase A&#8230; [...]</p>
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		<title>By: George Gombossy</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3069</link>
		<dc:creator>George Gombossy</dc:creator>
		<pubDate>Mon, 16 Nov 2009 14:04:28 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3069</guid>
		<description>Jackson
Thanks for writing to me. Each person&#039;s case is somewhat different. For instance, are you working? Retired? Collecting Social Security? What other investments do you have? Other Debts. You need to talk with a financial planner about looking at your COMPLETE picture. If you don&#039;t have a planner I would ask your friends and relatives about who they use and what their experience has been. I would recommend paying by THE HOUR instead of having someone manage your investments. Believe me its much cheaper that way.
Please let us know how it works out. George</description>
		<content:encoded><![CDATA[<p>Jackson<br />
Thanks for writing to me. Each person&#8217;s case is somewhat different. For instance, are you working? Retired? Collecting Social Security? What other investments do you have? Other Debts. You need to talk with a financial planner about looking at your COMPLETE picture. If you don&#8217;t have a planner I would ask your friends and relatives about who they use and what their experience has been. I would recommend paying by THE HOUR instead of having someone manage your investments. Believe me its much cheaper that way.<br />
Please let us know how it works out. George</p>
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	<item>
		<title>By: Internet Cafe Solution &#187; Blog Archive &#187; CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3068</link>
		<dc:creator>Internet Cafe Solution &#187; Blog Archive &#187; CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;</dc:creator>
		<pubDate>Mon, 16 Nov 2009 13:59:13 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3068</guid>
		<description>[...] the original: CtWatchdog&#039;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;  This entry was posted on Sunday, November 15th, 2009 at 3:43 pm and is filed under Finance. You [...]</description>
		<content:encoded><![CDATA[<p>[...] the original: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;  This entry was posted on Sunday, November 15th, 2009 at 3:43 pm and is filed under Finance. You [...]</p>
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	<item>
		<title>By: Jackson</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3066</link>
		<dc:creator>Jackson</dc:creator>
		<pubDate>Mon, 16 Nov 2009 13:25:24 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3066</guid>
		<description>Good article; however, what should one do about our other dilemma - low savings rates? I just paid off my mortgage because as my older CD&#039;s matured (5 or more %) it didn&#039;t make sense to roll them over at the present measly rates, plus my tax deductions are now too low to use the long form.

Which brings me to my question. As I rebuild my &quot;emergency nest egg&quot; where the heck do I store it? Any thoughts other than CDs? If I ladder them out in CDs, 3% for 5 years doesn&#039;t seem like a good return, never mind the percent return on short term CDs. I was thinking about some bond funds that I would switch out if interest rates rise.

Is there a better idea?</description>
		<content:encoded><![CDATA[<p>Good article; however, what should one do about our other dilemma &#8211; low savings rates? I just paid off my mortgage because as my older CD&#8217;s matured (5 or more %) it didn&#8217;t make sense to roll them over at the present measly rates, plus my tax deductions are now too low to use the long form.</p>
<p>Which brings me to my question. As I rebuild my &#8220;emergency nest egg&#8221; where the heck do I store it? Any thoughts other than CDs? If I ladder them out in CDs, 3% for 5 years doesn&#8217;t seem like a good return, never mind the percent return on short term CDs. I was thinking about some bond funds that I would switch out if interest rates rise.</p>
<p>Is there a better idea?</p>
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		<title>By: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; Vanguard Taxes</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3065</link>
		<dc:creator>CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; Vanguard Taxes</dc:creator>
		<pubDate>Mon, 16 Nov 2009 11:42:44 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3065</guid>
		<description>[...] lend you or the cost will be exorbitant. Today I am launching our Personal Fin...   View post:  CtWatchdog&#039;s Personal Finance Series: Tip 1 – Borrow NOW ... Submit this to Script &amp; StyleShare this on BlinklistShare this on del.icio.usDigg this!Post [...]</description>
		<content:encoded><![CDATA[<p>[...] lend you or the cost will be exorbitant. Today I am launching our Personal Fin&#8230;   View post:  CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; Submit this to Script &amp; StyleShare this on BlinklistShare this on del.icio.usDigg this!Post [...]</p>
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	<item>
		<title>By: Finance &#38; Loan &#187; CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3055</link>
		<dc:creator>Finance &#38; Loan &#187; CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;</dc:creator>
		<pubDate>Mon, 16 Nov 2009 02:43:11 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3055</guid>
		<description>[...] original here: CtWatchdog&#039;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;    Post Date:November 16, 2009, Category:Uncategorized Author: admin, .        [...]</description>
		<content:encoded><![CDATA[<p>[...] original here: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230;    Post Date:November 16, 2009, Category:Uncategorized Author: admin, .        [...]</p>
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		<title>By: &#187; CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; Refinance Mortgage Rates Online</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3054</link>
		<dc:creator>&#187; CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; Refinance Mortgage Rates Online</dc:creator>
		<pubDate>Mon, 16 Nov 2009 02:37:05 +0000</pubDate>
		<guid isPermaLink="false">http://ctwatchdog.com/?p=3180#comment-3054</guid>
		<description>[...] story here George Gombossy  Fixed rate mortgage and interest rates going low? &#124; Home Mortgage [...]</description>
		<content:encoded><![CDATA[<p>[...] story here George Gombossy  Fixed rate mortgage and interest rates going low? | Home Mortgage [...]</p>
]]></content:encoded>
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		<title>By: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; Money Blog : 10 Dollars : Money Articles.</title>
		<link>http://ctwatchdog.com/2009/11/15/ctwatchdogs-personal-finance-series-tip-1-borrow-now-refinance-or-purchase-a-first-home/comment-page-1#comment-3053</link>
		<dc:creator>CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; &#124; Money Blog : 10 Dollars : Money Articles.</dc:creator>
		<pubDate>Mon, 16 Nov 2009 02:31:02 +0000</pubDate>
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		<description>[...] More: CtWatchdog&#039;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] More: CtWatchdog&#39;s Personal Finance Series: Tip 1 – Borrow NOW &#8230; [...]</p>
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