Think twice about what you buy with a credit card because your personal shopping is collected by Visa, MasterCard, banks, credit card issuers, and smart wallets, and then sold to advertisers and marketers. Like it or not, advertisers and businesses want to know about your spending habits so they can target you to buy...
Over the past year, a lot of banks ditched their debit card rewards programs while continuing to push their cash-back credit cards. All cards are not created equal, but there are resources out there to find the best card for you. To encourage you to use their cash-back card, some banks haven an introductory...
Swamped by Credit Card Offers in Your Mailbox? The volume of mail delivered by the U.S.Postal Service fell nearly 6 percent in fiscal 2011, but credit cards mailings last year jumped 37 percent, according to Mintel Comperemedia. “The credit card industry sent out almost five billion direct mail pieces in 2011. That was 16...
Three months after banks scrapped plans for debit card fees, it’s becoming clearer how they intend to recoup money lost in the Dodd-Frank financial reform law. Instead of one new fee, prepare to be sold more products, offered new service packages, lose debit rewards and face more fees in general. Banks’ fourth-quarter earnings provided...
