Category: Finance

Social Security Secrets: Part 9, Last Of Series

Today we conclude our series, crucial to anyone approaching age 62 or older, on Social Security.
It is tremendously complicated, especially for couples when they both have worked. The Maffe Financial Group has specialists who have closely studied the ins and outs of Social Security and have allowed me to videotape a [...]

Credit Card Weekly Update From LowCards.com

Weekly Credit Card Update
A summary of this week’s top credit card stories.
Contact: Bill Hardekopf, LowCards.com, 800-388-1910
CREDIT CARD CHANGES PROPOSED BY THE FEDERAL RESERVE
This week, the Federal Reserve proposed a rule amending Regulation Z (Truth in Lending) to protect credit card users from unreasonable late payment and other penalty fees, as well as requiring credit card [...]

ATM Can Shortchange You, Count Your $$$$

Normally when I hit an ATM for a large amount, I assume that what I request is what I get.
But after hearing from Donna Ploss of East Hartford, I now count how many $20 bills the machine spits out.
Donna asked for my help after she used a New Alliance Bank ATM in her town in [...]

Credit Card Inactivity Fees: Federal Reserve Proposes To Outlaw Fees

Today, the Federal Reserve proposed a rule amending Regulation Z (Truth in Lending) to protect credit card users from unreasonable late payment and other penalty fees, as well as requiring credit card issuers to reconsider increases in interest rates. This rule will go into effect on August 22, 2010.
“This proposal addresses two key costs of [...]

Credit Cards: Look At Credit Card Bills Carefully For New Useful Information

Consumers will soon receive their first credit card bill since last week’s implementation of the CARD Act and their statement will look very different.
“The new debt information on your credit card statement is one of the best provisions of the CARD Act and it will benefit every cardholder,” says Bill Hardekopf, CEO of LowCards.com and [...]

Before ANY Surgery, Demand Risk Assessment

Any time you go into the hospital for any procedure there is a risk, and hospitals on the cutting edge of medicine, like Danbury Hospital in Connecticut, will tell patients about it.
In a recent article in the Wall Street Journal, The Informed Patient Columnist Laura Landro explores computer risk generators that tell patients the odds [...]

Panama Highlands: Birds, Coffee and the Scary Zipline

BOQUETE, Panama –You would be right to imagine that there is simply no better place to see the beauties of the cloud forests’ birds and astonishing vistas — gorges, valleys, forests, fauna galore — than from among the very tops of those trees.
You would not be right to imagine that I saw much of that [...]

Millions $$$ Await Those Who Have Yet To File 2006 Federal Tax Returns

Unclaimed refunds totaling approximately $18.7 million are awaiting about 15,500 Connecticut taxpayers who did not file a federal income tax return for 2006. To collect the money, a return for 2006 must be filed with the IRS no later than April 15, 2010.
“In Connecticut, the IRS estimates that half of those who could claim refunds [...]

Debt Collector’s Call To Neighbor May Be Illegal

As the number of our friends and neighbors who are out of work increases, along with the length of time they are out of work, the odds of getting the kind of telephone call that Maegan Kozlak of Somers, Ct., received recently will undoubtedly increase.
Kozlak told me that she received a call from IFP – [...]

Hartford Courant Charges More For Public Notice Ads Than LA Times Does, Lawyer Says

Revelations about The Hartford Courant’s high rate structure for mandatory public advertisements continue, with an East Hartford lawyer claiming that he had to pay a higher fee for a Courant legal notice than for any other newspaper – including the Courant’s sister paper – The Los Angeles Times.
You can read attorney Ryan McKeen’s blog, which [...]