Category: Education

Credit Cards: Look At Credit Card Bills Carefully For New Useful Information

Consumers will soon receive their first credit card bill since last week’s implementation of the CARD Act and their statement will look very different.
“The new debt information on your credit card statement is one of the best provisions of the CARD Act and it will benefit every cardholder,” says Bill Hardekopf, CEO of LowCards.com and [...]

New Credit Card Rules Go Into Effect Monday

You can thank your congressman for all the intended and unintended consequences that the Credit Card Act of 2009 brings with it as it goes into full effect Monday.
Many of us have already felt some of the unintended effects of this “reform” legislation enacted last year as credit card companies were given more than four [...]

Social Security Secrets: Part 7

Today we continue our new series, this one crucial to anyone approaching age 62 or older – Social Security.
It is tremendously complicated, especially for couples when they both have worked. Making the right decisions could add or take away as much as $400,000 to your income stream from Social Security. The Maffe Financial Group has [...]

Social Security Secrets: Part Six; Seminars Scheduled For Tolland, Rockville

Today we continue our new series, this one crucial to anyone approaching age 62 or older – Social Security.
It is tremendously complicated, especially for couples when they both have worked. Making the right decisions could add or take away as much as $400,000 to your income stream from Social Security. The Maffe Financial Group has [...]

GI Bill Education Benefits: Veterans Should Not Hold Their Breath

Why is it that almost every time the government has to pay a benefit, there are massive delays, computer problems, staffing problems, etc.? The latest: thousands of veterans have waited months for their delayed payments under the new Post-9/11 GI Bill. Navy vet Shaylynn Lynch says she called the Veterans Administration more than 30 times, but nobody could help her. The VA is so overwhelmed by benefits claims that it has closed its call centers on Thursdays and Fridays to process the backlog.

Limit Your Losses If Your Wallet Is Stolen

If your wallet is stolen, Rule 1 is don’t panic. That’s according to Money Adviser, the monthly newsletter put out by Consumer Reports.
The newsletter, in its February issue, offers a number of tips on how to limit your losses and guard against identity theft.
Among them:

Call the police as soon as possible and be sure to [...]

Social Security Secrets: Part 4

Today we continue our new series, this one crucial to anyone approaching age 62 or older – Social Security. It is tremendously complicated, especially for couples when they both have worked. Making the right decisions could add or take away as much as $400,000 to your income stream from Social Security. The Maffe Financial Group [...]

Stock Market Correction Coming? Consider ETFs That Go Up When Market Goes Down

If you think the stock market is due for a correction, you have another good choice beside selling your stocks.
Consider buying Exchange Traded Funds (ETFs) that go up when the market goes down.
They are similar to mutual funds, but they trade like stocks and usually (not always, so do your homework) have a lower expense ratio.
My [...]

“Secret Backdoor” Telephone Numbers For Bigwigs At Banks, Credit Card Companies Who Have The Power To Help

A big thanks to www.myfico.com for gathering and continuing to update backdoor telephone numbers that get you directly to credit analysts, credit departments, account managers and account specialists who have a lot more power in making decisions to help you with a credit problem.

A “backdoor number” is one that gets you past front-line customer service reps who most of the time have little power to help you.

If you have a new backdoor number to add to this list please contact us and, of course, www.myfico.com

Another great site for secret company phone numbers is www.gethuman.com where you can find hundreds of secret company phone numbers, the list grows daily from help like people like you.

Social Security Secrets: Part 2

Today continue our new series, this one crucial to anyone approaching age 62 or older – Social Security. It is tremendously complicated, especially for couples when they both have worked. Making the right decisions could add or take away as much as $400,000 to your income stream from Social Security. The Maffe Financial Group has [...]