Those of us who were forced to start collecting Social Security benefits at 62- the earliest year – still have an opportunity to bump up our benefits to a much higher level. There is a little known loophole in the Social Security regulations that permit people to pay back their benefits and start all over [...]
Congressmen, for many people, have about the same credibility as journalists and used car salesman. But congressional aides are a much different story: at least they should be. They are a wonderful resource for consumers to turn to when they run into roadblocks or questions dealing with the federal bureaucracy and other issues. Every member [...]
If there is ever a year to hire a personal financial counselor it is 2010. This is the year that Congress is letting everyone – no matter how high your income – to transfer your IRA into a Roth IRA, which has many advantages and some disadvantages. This is the year that you will want [...]
If you’re thinking of applying for Social Security Disability insurance, you better know that the wait can stretch for two years or more. Across America, hundreds of thousands of people are waiting to hear back about their initial applications.
Frequently I receive questions about Social Security. I don’t have the answers but I do know who does: Your Congressman. If you have an issue with Social Security or any other federal agency and you are stuck, call your Congressman. Every Congressman has a staff trained to help you cut through the red tape. Make [...]