How to Make Sense of a Credit Card’s Terms and Conditions

May 26, 2013
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A zero percent introductory interest rate sounds great. So does a juicy rewards program. And who couldn’t use a sweet $100 sign-up bonus?

We’ve all seen credit card commercials touting such offers, but most close with those dreaded words: “terms and conditions apply.”

Digesting the high volume of information contained in a credit card offer is not only time-consuming for many people but headache-inducing.

While it’s up to you as the consumer to make sense of the fine print, you can avoid most of the grunt work by asking issuers the right questions.

Story by Daniel Bortz for U.S. News.

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