Catastrophic Health Plans For Connecticut Residents Younger Than 30

There will be many options for coverage, benefit designs and cost for individuals purchasing health insurance through Access Health CT beginning October 1. For individuals younger than 30 and others who cannot afford minimum essential coverage, the federal act allows for a lower premium, high deductible option, known as the “catastrophic plan.”

These plans will cover certain preventive services with no out-of-pocket costs to the policyholders. The catastrophic plans also will cover all the essential health benefits but only after the out-of-pocket deductible has been met.

Federal and state law also allows for adult dependent children under age 26 to obtain coverage under a parent’s plan.

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