Obamacare for low and moderate income people may be less expensive than what they would pay today for health insurance, but the bad news is that insurers will cut costs by limiting the number of doctors and hospitals that can treat patients.
According to an article in the New York Times today, consumer advocates and some health care providers are “increasingly concerned. Decades of experience with Medicaid, the program for low-income people, show that having an insurance card does not guarantee access to specialists or other providers.”
Consumers should be prepared for “much tighter, narrower networks” of doctors and hospitals, Adam M. Linker, a health policy analyst at the North Carolina Justice Center, a statewide advocacy group, told the Times.
“That can be positive for consumers if it holds down premiums and drives people to higher-quality providers,” Mr. Linker said. “But there is also a risk because, under some health plans, consumers can end up with astronomical costs if they go to providers outside the network
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