College graduation season is in full swing with pomp, circumstance and questions about what the future holds for the soon-to-be grads about ready to go out into the world. When it comes to getting health insurance, however, they don’t have to go it alone, says Connecticut Insurance Commissioner Thomas B. Leonardi.
The Commissioner is reminding families that thanks to recent state and federal health care laws, young adults can stay on their parents’ health insurance until age 26.
“Earning a college diploma is a great achievement and one that makes any parent proud. While that son or daughter may be ready to leave the nest they don’t have to leave the safety net, particularly during uncertain economic times,” Commissioner Leonardi said. “Know your rights and options under the laws.”
Connecticut was among the first states to provide access to health insurance for young adults. In 2009, the state enacted a law that allowed parents to cover certain dependents up to age 26 on their health insurance. The federal Patient Protection and Affordable Care Act (PPACA) has expanded those protections for young adults. Effective for plans years beginning on or after September 23, 2010, dependents under 26 years of age can be covered on their parents’ plan regardless where the plan is issued or whether the plan is insured or self-insured.
For more information on the state and federal law call the Insurance Department’s Consumer Helpline at 800-203-3447 or read Health Care Reform FAQs on the issue.
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