In this season of giving, many people are making contributions to groups and causes that promise to make a positive difference in the world. As you consider a holiday donation or year-end tax-deductible contribution, the Department of Consumer Protection has tips for being sure your contribution has the greatest effect.
“Like it or not, the season of giving can also be known as the season of charities fraud,” Consumer Protection Commissioner Jerry Farrell said today. “Before making a contribution to any charity, there are some things to keep in mind to protect yourself and to make sure your dollar stretches the farthest.”
– Don’t give cash. Unless you’re dropping change or bills into a Salvation Army bucket, donate by check and make your check payable to the charity, not to the individual collecting the donation.
– Beware of imposters. Don’t be fooled by names that look impressive or that resemble names of well-known organizations. This time of year, imposters are busy as elves.
– If called on the telephone for a donation, do not give out your credit card number, bank account number or other personal information. Ask if the caller is being paid to make the call. Most telephone solicitations are conducted by paid soliciting firms that receive some part of your donation for making calls. A direct contribution to an organization you wish to support may be a better way to donate.
– Don’t pay for something you didn’t order. It is against the law to demand payment for unordered merchandise. If unordered items such as address labels, note cards, or pens are enclosed with an appeal letter, you are under no obligation to pay for or return the merchandise.
– Beware of phony invoices. It is illegal for an organization to mail a bill, invoice, or “statement of account due” that is in fact an appeal for funds, unless it bears a clear and noticeable disclaimer stating it is a charitable appeal and that you are under no obligation to pay unless you accept the offer.
– About door to door collections: If a solicitor shows up at your door and you’re inclined to make a donation, ask questions first, pay later. Ask the solicitor for the charity’s full name and address. Ask if the charity is registered in Connecticut as required by law. Ask that information about the charity be mailed to you so you can make an informed decision.
– Don’t give in to high pressure. A charity that needs your money today will still welcome it tomorrow.
– Do your research. When choosing a charity, research organizations thoroughly. Visit websites and look for details on programs, finances, and governance. The Department of Consumer Protection’s Public Charities office regulates charitable organizations and solicitors in Connecticut and also provides information to the public. Before you donate, verify that the charity is registered with the Department as required by law. Visit the Department’s website at www.ct.gov. Instructions for looking up charities is at this link: http://www.ct.gov/dcp/cwp/view.asp?a=1654&q=468080
It is sad that vile individuals will rip-off people when they are the most willing to give. However, a way to avoid being scammed is to find something you may have passion about and give locally.
There are many charities out there that claim to do something but just give small amounts of your money to direct service organizations while paying large salaries.
When I wanted to give toys I did it locally with The Love Doctors http://www.tcpalm.com/news/2010/nov/24/no-headline—tc_brf_toy_marathon/?partner=RSS
When I want to help feed those in need I donated my money to my local community food organization
http://nourishingnyc.org
And when I want to donate my money to fight Cancer I give to the hospital near me that is working with patients, NYU Cancer Institute
http://ci.med.nyu.edu/
Keep your money local and avoid fraud.