In one of the more bizarre foreclosure cases, Bank of America is threatening to throw a West Hartford family out of their home even though they couple never missed a mortgage payment.
The largest bank in the United States earlier this month notified Shock Baitch and his wife Lisa Freedman that foreclosure action will start today – Christmas eve – unless the couple agrees to put their home up for a forced sale.
Why?
Because another unit of Bank of America erroneously reported to credit agencies that the family was seeking a loan modification, ruining their credit rating and as the result putting their mortgage into default.
All this is happening even though the bank – after admitting it erred and sent a letter of apology in September – handed this case to a special unit at Bank of America that is charged with dealing with severe customer issues. It promised in writing to notify the credit reporting agencies that the couple were not deadbeats, but were good credit risks “I have never seen a case like this,” said Manchester attorney Wendell Davis, whose office handles many foreclosures.