At first glace buying a product on Fingerhut might seem like good alternativel for those who have poor credit.
But a closer look should have one consider other options as you will pay 50 percent or more on products and will have to pay 29.99 % interest from the day you place the order.
And that interest rate is not clearly disclosed on Fingerhut’s website, in fact it is hidden.
I called Fingerhut to ask where the interest rate is disclosed on its Internet site. David, the customer service representative, was initially unable to find it.
He did tell me what the rate is. When I again asked him where it was disclosed, he finally figured out that it was at the bottom of many lines of fine print under “terms and conditions.”
- If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
- Please see our complete WebBank/Fingerhut Advantage Credit Account Terms and Conditions.
- © 2002-2021 Fingerhut. All rights reserved.
Under REVIEWS:
It lists several other credit cards, not a single one about Fingerhut.
Now lets look at some prices.
For instance, the Ninja Air Fryer.
It sells for $99.99 at BestBuy.
At Fingerhut you pay $159.99.
Apple AirPods Second Generation is even a worse deal through Fingerhut.
Through Fingerhut it costs $289.99
At Amazon, the same model costs $119.
And thirdly, the Apple series 3 watch costs $169 at Walmart.
Through Fingerhut, the cost is $299.99.
So what are your options?
The best one is saving your money until you can buy a product.
